These Terms of Service ("Terms") govern your access to and use of the website, community, content, templates, communications, programs, and other services (collectively, the "Services") provided by Hobdell Consulting LLC (United States) and D&J Digital Marketing Pty Ltd (Australia) ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our Services.

Eligibility
You must be 18 years or older to access or use our Services. By using our Services, you represent and warrant that you meet this requirement.

Accounts and Security
To access certain Services, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

Privacy
Our use of personal information is governed by our Privacy Policy. Please read it to understand how we collect and use your data.

Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You will not use the Services:

• To violate any applicable law or regulation

• To send spam, promotional materials, or other unsolicited content

• To impersonate another person or misrepresent your affiliation

• To disrupt or interfere with the security or functionality of our Services

Payments and Subscriptions
Some of our Services may be paid. When you purchase a subscription or make a one-time payment, you agree to provide accurate billing information and authorize us (or our third-party processor) to charge the applicable fees.

Subscriptions automatically renew unless you cancel before the renewal date. You can cancel anytime by contacting us or following the instructions in your account.

Intellectual Property
All content provided by us, including text, graphics, videos, templates, branding, and other materials, is our intellectual property or licensed to us and is protected by copyright and trademark laws. You may not reproduce, distribute, or modify any part of our content without our express written consent.

Third-Party Tools and Links
We use platforms such as GoHighLevel, Meta, and Google in the delivery of our Services. Our Services may contain links to third-party websites. We are not responsible for their content or practices.

Cancellation and Refunds
You may cancel your paid services at any time. Unless stated otherwise, all payments are non-refundable. Pausing a subscription may be offered on request. Inactivity does not count as cancellation.

Limitation of Liability
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, arising from your use of the Services.

Disclaimers
Our Services are provided "as is" and "as available." We make no warranties or guarantees regarding the reliability, accuracy, or availability of our Services.

Governing Law
These Terms shall be governed by the laws of Australia for D&J Digital Marketing Pty Ltd, and the laws of the United States for Hobdell Consulting LLC. You agree to submit to the jurisdiction of the courts located in your country of residence or in Australia.

Termination
We reserve the right to suspend or terminate your access to our Services at any time, without notice, if we believe you have violated these Terms.

Updates to These Terms
We may update these Terms from time to time. When we do, we will revise the "Last Updated" date. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.

Contact
If you have questions or concerns about these Terms, you can contact us at [email protected]